Protection

Cover and peace of mind

Protection is there to keep you covered should the worst happen. Hopefully you won't need it, but the peace of mind it offers is priceless. We can help advise on the right cover for your circumstances.

Critical illness

Similar to life insurance, a lump sum can help cover your mortgage, costs of medical treatment, or alterations to your home as a result of a critical illness such as cancer, heart attack, or stroke.

Life insurance

Life insurance gives you and your loved ones peace of mind should the unthinkable happen. Upon your death, a tax-free lump sum is paid out to help cover your mortgage and other payments.

Income protection

In the event of being unable to work due to an accident or sickness, income protection provides a safety net by paying out a percentage of your earnings before tax. This can supplement your sick pay, or provide an income if you don't have any.

Buildings and contents

Buildings insurance will likely be a condition of your mortgage and covers damage to your home from flood, fire, subsidence, or burst pipes, among other things. Contents cover is not mandatory but recommended, and covers the personal belongings inside your home, such as gadgets, jewellery, and furniture. Buildings and contents can usually be bought together.

Get in touch to discuss your cover